Merchant Account for the Restaurant Industry

Restaurant Credit Card Processing

If you own a restaurant and are seeking a new merchant account in order to accept credit cards, then this site will be of particular interest to you. Of all of the business categories, restaurants are probably our favorite, with Kevin Aniess having personally installed and serviced hundreds of restaurants over the years.

We have designed an excellent low cost merchant account program for your restaurant.

MasterCard & Visa Check / Debit Cards
.59 % + .28 per Transaction
MasterCard & Visa Credit Card Rate
(Qualified Swiped )
1.69 % + .18 per Transaction
MasterCard & Visa Rate (Mid-Qualified – Rewards Cards)
2.69 % + .18 per Transaction
MasterCard & Visa Rate (Non-Qualified – Business Cards)
2.99 % + .18 per Transaction
American Express (Special Pricing)
Discover Card (Almost the Same Rates as MasterCard & Visa)
Included Automatically
Dues & Assessments
0.11 % (11 Basis Points)
Access Fees
2 Cents
External PIN Pad for Debit Cards (Optional)
$5.00 per Month
Debit Cards (With PIN)
15 Cents plus Network Fee
Monthly Minimum (Equates to Approx. $1500 in Sales)
Monthly Service Fee
Daily Batch Fee
10 Cents
24/7 Toll-Free Tech Support
Application Fee
Setup Fee
Annual Fee
Termination Fee (Month to Month)
Ingenico iCT 220 Credit Card Terminal
Free Placement
Equipment Shipping
Terminal Training
Above Pricing Accurate as of:
October 2014

You will receive an easy to read and reconcile monthly statement that your bookkeeper will be pleased with. Funds are deposited daily to your business checking account in the gross amount, with the normal 2 day ACH delay, and all fees are deducted once each month.

Restaurant Merchant Account

Got Questions? Call Toll-Free


I Want More Info

Free Equipment

If you are a new restaurant in need of new credit card processing equipment or an existing restaurant that has an older terminal and wants to upgrade, then I am pleased to let you know that we will provide your restaurant with a free Ingenico iCT 220 terminal and printer combination with a retail value of approximately $450.00. We will program it for free and ship it to you via FedEx second day air shipping at no cost to you.

The Ingenico iCT 220 is a dual comm unit so you can process either using regular dial up through your phone line by dialing a toll-free authorization number which consistently processes at 5.9 seconds which is almost twice as fast as other dial up units or connecting it to your broadband/DSL service for super quick high speed transaction time of around 2 seconds. Once a transaction is approved it prints in lightening speed of 19 lines per second so a customer receipt prints in just 1.5 seconds. End of day reports take only a few seconds to print. The terminal is so quiet you can’t even believe that it is printing. Even if you don’t have Internet service at your restaurant right now, if you get it in the future simply plug a regular Ethernet cable in the back of your terminal and then an empty port on your router and the terminal.

This terminal conforms to the highest security requirements and is PCI-PTS 2.x and 3.x compliant giving you the peace of mind that your customers' transactions will travel securely into the processing network. This is extremely important as it meets the EMV requirements effective October 2015 that the vulnerable party in a transaction is liable for any security breach. This will get you off that hook.

The Ingenico iCT 220 is the easiest terminal to use ever made. There is an easy to read dedicated key for all of the major functions such as sales, tips, refunds, voids, settlement, etc. No more stupid instruction books that might as well be written in Chinese that they are so hard to understand. We program your terminal with the Global Payments East restaurant program and customize it for your needs allowing it to either prompt for server number or to just skip server prompts. A variety of useful reports specifically designed for restaurants can be printed from the reports key. The green enter key is large and in just the right place.

This Ingenico iCT 220 is yours to use for free for as long as you process with us that we hope will be for many years. It doesn’t get much better than this!

The Ingenico iCT 220 uses thermal paper available at every office supply store like Staples and no ribbons are required. The paper roll case is the new clam shell design so you just drop the roll in and close it without having to feed the paper through and getting it jammed.

Other Equipment

In addition to the Ingenico iCT 220 terminal above we also sell and support all of the major manufacturers of standalone credit card terminals. If you already own a terminal and are just looking for a new credit card processor then we would be happy to reprogram it for free.

Point of Sale Integration

If you have or are planning to integrate with one of the major restaurant POS systems, then Credit Card Processing Services can assist you. Our processors are certified with all of the popular models. Please allow our well-trained technicians to assist your POS vendor with the internal setup of your merchant account information. This will result in a smooth transition for your restaurant. Here are some of the most popular Point of Sale systems we support.

Gift Card Program

The latest trend today among the national restaurant chains is to offer their customers the ability to purchase electronic gift cards and/or the opportunity to join their loyalty program. The good news is that we have put together the same programs designed especially for small to medium sized restaurants at a price you can surely afford. For complete details please visit

Let Us Help Answer Your Question

For information about any of our Restaurant programs please feel free to contact Kevin either by calling 215-489-7878 or toll-free at 800-717-1245, via Email, or by complete the I Want More Info form. When you are ready to proceed please complete the Application Apply Online form.


Today is
It is the perfect day to select CCPS
for your credit card processing.

Credit Card Processing Services, Inc. is a
Registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA

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